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On one side, there is a genuine necessity to promote and advertise using every tool within arm’s reach.
On the other side, regulations have become an overbearing and complicated machine that suffocates any form of creativity on social media and print advertising.
Though the CFPB is well-Most violations of Regulation Z are unintentional, but ignorance of the law isn’t a defense.
While these rules are complex and the fines are heavy, Regulation Z shouldn’t scare finance professionals from omitting any marketing strategies.
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A loan originator’s marketing strategy has become a two-sided coin.
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Your originators are between a rock and a hard place; their intense desire to market is matched by absolute fear of regulatory conditions.