Credit and debt counseling consolidating

Your financial situation can improve by knowing your financial options.Plans to manage your debt provide you with a range of choices depending on a your unique financial situation.

Learn More Our debt management program helps simplify your monthly unsecured debt obligations.

Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans.

Counselors conduct 30–40 minute interviews to gather information about a person’s financial situation.

They will ask questions about income, expenses, budgets and assets.

A loan with a longer term may have a lower monthly payment, but it can also significantly increase how much you pay over the life of the loan.

View the Total Cost of Borrowing Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.Certified Financial Counselors educate consumers on the root cause of debt.They provide tools that help people avoid past-due mortgage payments, maxed-out credit cards and dormant savings accounts.Our credit advisors will assist in analyzing your current financial situation, providing personalized options based on your goals, and recommending the optimal debt management plan to achieve financial stability.The debt counseling solutions we provide offer our members long term financial success, as well as short term debt management programs and debt consolidation.They made it simple and treated me with respect and have always been super friendly. " - James from MA More Reviews "ACCC provided me with this plan of how to get out of debt, and also taught me how to stay out of debt.