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Related Links: Credit card swiping could be nearing end Credit card 'dipping' coming to U. stores in October Is digital pickpocketing a real threat?This new scam targets people who have yet to receive a new chip card in the mail.You are 78 and 80 years old and were desperate to get your money back. That will get me off the starting blocks as far as looking into a query.

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WARNING: The scammers can use the personal information you provide them to commit identity theft.

Clicking on the link could also allow the con artists to install malware on your device to steal personal information, monitor your online activity, cause your device to crash and commit fraud.

You kindly phoned us with advice in reply to our (unsigned) letter about our difficulty in getting our chair refurbished. We hasten to tell you that we have received our bank statement with the good news that the bank has refunded our instalment payments (£68.53 and £274.12) made by Visa Debit. We hadn’t realised that Visa Debit payments were protected in this way.

You had made part payments towards the cost of getting a chair refurbished.

Log on to the websites of Tesco and Asda and once again the card is accepted - enough alcopops, lager, wine and spirits to sink a battleship.

The goods are delivered to the address by the supermarket - the ultimate decision on whether the buyer is old enough to receive them being left in the hands of the van driver. Pornographic films, cigarettes, false identities - even drugs such as Viagra - can be bought over the internet in a way that would never be possible in a face-to-face situation.Tap in the number on the debit card and in a day or two it's delivered to the door by the postman.Incredible though it may seem, it is even possible for a 14-year-old to order alcohol online.I suggested you go to the bank and ask it to effect a ‘chargeback’.To this you politely proclaimed yourselves baffled.According to the Federal Trade Commission, scammers are emailing people pretending to be the card issuer.