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My generation, the baby boomers, are largely unaffected.

We’ve paid for our homes and have years of experience at balancing budgets.

Here are just a few: Forget about ever having to pull out your credit card or fiddling with Pay Pal.

Just meet and fuck no credit card no sign-79

Well, they’re very nice, but they are also for the 1% or at the least, people with lots of money who aren’t getting their very first credit card. Look for a card with: You may be reading this and thinking, “Yes! You may also be reading this and thinking, “It’s too late for me. This is making me have a panic attack.” Well, if you are in the latter group, I’m just going to put out there that I’m there, too!I am so prepared now to get my first card or a new card! I learned all this good stuff about credit after I’d already racked up considerable credit card debt.You’re probably wondering why Fuckbook might be your ultimate online destination for finding more sex than a tomcat with three pairs of balls.Well, there are a many reasons why we’re better than the competition out there.We are spending an astonishing £20 million a day using plastic; money which will eventually cost us far more in repayments, thus increasing our debt.

A large number of families are using credit cards to pay for essentials, not luxuries – breadwinners are trapped on zero-hours contracts with fluctuating earnings, which don’t make it easy to budget for outgoings.If you don’t have a credit card, you’re probably wondering why you even should.After all, they call the young folks today the generation of debt.If you are over the age of 18 and have not yet applied for your first credit card, this is for you.If you are over the age of 18 and have more credit card debt than you would like to publicly admit, this is less for you, but we should talk about that because honey, I feel you!Contactless cards also make it easier than ever to spend money you just don’t have.